Many people questioning “Do Parking Tickets Affect Your Insurance?” According to many surveys and answers, the answer varies. Some people said that parking ticket could affect car insurance, but some of them said on the contrary. The resume from all of those answers is it is different according to the insurance company you took. Each insurance company had different terms and conditions and decision. It might be different from one insurance company to each other. For this, you need to read the terms and conditions which are applied to the insurance company you took. Read it carefully and do not miss it even just one point.
You need to read carefully about the insurance rule about parking ticket. Most of the insurance company said that parking tickets will not be shown on the driver abstract, which means that parking tickets will not affect to license or insurance. In that condition, it is believed that insurance is money you paid for saving and keeping your car if in the future any unwanted accident will happen. In those time you will not have enough money for repairing your car and for paying your medical treatment after the accident, insurance will cover it for you, as you have paid it monthly. Based on the aforementioned explanation, you should know the answer of “Do Parking Tickets Affect Your Insurance?”
Aside from the insurance company who does not put parking ticket into effect, there is another insurance company who had the rule which parking ticket will affect the insurance. And for that case, your answer about “Do Parking Tickets Affect Your Insurance?” might have the “yes” answer. This category of insurance who inserted the rule of parking ticket which will affect the insurance will explain you the rule, term, and condition, in the first time you apply for insurance, for sure. For that case, you need to make sure whether your insurance company applied this rule or not.
Even so, there is also insurance company who applied the rule too, but with several conditions. It is like that parking tickets will affect your insurance, as long as you pay your parking tickets on time. Most of the insurance company applied this rule, so it will not burden you to the excess payment in the next month. If you get the bill in the next month for paying the extra charge compared to the previous month bill, it means that you might have problem with the payment of your parking ticket payment, which it is then entered to the bill of your insurance. By all that means, you are now could identify and answer by yourself on the question “Do Parking Tickets Affect Your Insurance?”
To summarize all that explanation, it means that you need to understand all the rule applied in the insurance company which you took. It is because one insurance company will have different rule from other insurance company. Most of it will apply the parking ticket to the insurance because the track record does not show on the insurance record. Even so, you could ask to the call center of your insurance company for further detail to answer your question “Do Parking Tickets Affect Your Insurance?”